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Retirement: Not an age, but a number
HERE's a REVOLUTIONARY IDEA. YOU CAN RETIRE AT ANY AGE YOU WANT, AS LONG AS YOU HAVE THE RIGHT NUMBER.
Your number is the amount needed for the retirement lifestyle of your choice. The amount that matches your retirement dreams. The amount that gives you peace of mind in retirement.
Everyone has a unique number. Use Prudential's Retirement Calculator to estimate yours. It's a lot easier to plan for that Big Day when you have a clear number in mind. You may even find retirement a lot closer than expected. After all, who says you have to retire at 55?
Begin now, and you'll discover that with the right number, you too can retire at any age you desire.
Important retirement considerations
You need to save 70% of your pre-retirement expenses to support a basic lifestyle. More if you want a higher living standard.
Malaysians don't plan properly:
Although 72% claim that they are saving for retirement, a whopping 41% don't think or are not sure that they are saving enough. They just save as much as they can now. - Prudential Retire-meter 2008
Medical advancements have resulted in longer life spans, which means longer retirement periods. Your retirement years could outnumber your working years.
Is EPF sufficient?
More than half of Malaysians are not sure if the Employee Provident Fund (EPF) is sufficient to fulfil their retirement needs and lifestyles. - Prudential Retire-meter 2008
By starting early, you could save 87% more by age 60. Time is one of the biggest factors affecting your nest egg growth. Generally, the longer the savings period, the greater the compounding benefits.
Based on past inflation trends, you need 2.65 times of your retirement savings to meet the target amount you set 20 years ago*. Traditional financial vehicles like Fixed Deposits can barely outrun inflation.
*Calculated based on an inflation rate of 5% p.a.
87% have felt the impact of inflation on their current lifestyles, resulting in expense cutbacks. - Prudential Retire-meter 2008
48% say that with inflation, they worry that they will not have enough money to take care of their retirement needs. - Prudential Retire-meter 2008
Retirement: Not an age, but a number
HERE's a REVOLUTIONARY IDEA. YOU CAN RETIRE AT ANY AGE YOU WANT, AS LONG AS YOU HAVE THE RIGHT NUMBER.
Your number is the amount needed for the retirement lifestyle of your choice. The amount that matches your retirement dreams. The amount that gives you peace of mind in retirement.
Everyone has a unique number. Use Prudential's Retirement Calculator to estimate yours. It's a lot easier to plan for that Big Day when you have a clear number in mind. You may even find retirement a lot closer than expected. After all, who says you have to retire at 55?
Begin now, and you'll discover that with the right number, you too can retire at any age you desire.
Important retirement considerations
- Know your goals
You need to save 70% of your pre-retirement expenses to support a basic lifestyle. More if you want a higher living standard.
Malaysians don't plan properly:
Although 72% claim that they are saving for retirement, a whopping 41% don't think or are not sure that they are saving enough. They just save as much as they can now. - Prudential Retire-meter 2008
- Life spans are increasing
Medical advancements have resulted in longer life spans, which means longer retirement periods. Your retirement years could outnumber your working years.
Is EPF sufficient?
More than half of Malaysians are not sure if the Employee Provident Fund (EPF) is sufficient to fulfil their retirement needs and lifestyles. - Prudential Retire-meter 2008
By starting early, you could save 87% more by age 60. Time is one of the biggest factors affecting your nest egg growth. Generally, the longer the savings period, the greater the compounding benefits.
- Inflation: the enemy of wealth accumulation
Based on past inflation trends, you need 2.65 times of your retirement savings to meet the target amount you set 20 years ago*. Traditional financial vehicles like Fixed Deposits can barely outrun inflation.
*Calculated based on an inflation rate of 5% p.a.
- Malaysians feel the pinch
87% have felt the impact of inflation on their current lifestyles, resulting in expense cutbacks. - Prudential Retire-meter 2008
48% say that with inflation, they worry that they will not have enough money to take care of their retirement needs. - Prudential Retire-meter 2008
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